Financing

Down East Homes knows financing can be confusing, and we would like to offer straightforward guidelines that will make the process less stressful.

Our team of specialists excels in assisting individuals and families with secure financing programs, making us your trusted partner in navigating the options you have chosen that are tailored to your unique circumstances.

We are dedicated to prioritizing your loan security, ensuring a seamless process without any unnecessary delays or hidden costs.

Stop by today – we look forward to serving you.

Financing FAQ's

Stop By Today – there are many options available to get your financing started.

Are you a first time home buyer?

Or… you have not owned a home in the last 3 years? You may be able to qualify for certain benefits.

Are you a veteran?

VA financing also has low down payments. Almost all active duty and honorably discharged service members are eligible for a VA Home Loan.

Have your own land?

Home only financing is available; or you can finance a new home, land, fees and improvements with the same loan. It’s easy and it’s convenient.

FHA programs:

Sponsored by the federal government, this program is designed to help first-time homebuyers qualify for a loan. An FHA loan offers a competitive rate, a low down payment and no loan fees.

Rates haven’t been this low in many years:

For 30 year, 15 year conventional, and construction-to-permanent loans.

USDA Single Family Housing Loans:

Made by mortgage lenders to moderate income families who have limited down payment capacity, these USDA guaranteed loans offer up to 100% financing on modulars.